Your Red-Flag Checklist

Most investment scams share the same warning signs. Here is a checklist to run before investing, the free tools for checking brokers and advisers and where to report fraud.

The red flags

Red flagWhy it matters
Guaranteed or unusually high returnsReal investments carry risk
Pressure to act nowUrgency stops you from checking
Unregistered seller or productRegistration brings oversight
Unsolicited contactScammers find you, not the other way around
Secret or complex strategyIf it cannot be explained, it cannot be checked
Payment by crypto, wire or gift cardHard or impossible to reverse
Trouble withdrawingThe money may already be gone

One red flag is reason to stop and check; several mean walk away.

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