Startup Investing for Individuals
Individuals can now invest small amounts in startups through crowdfunding and other routes. Here are the 2026 rules and limits, the tax angle and the very real risks.
Routes in
| Route | Who can invest | Key limit |
|---|---|---|
| Regulation Crowdfunding | Anyone | Companies can raise up to $5 million a year |
| Regulation A+ offerings | Anyone, with limits for some offerings | Up to $75 million a year |
| Private placements and angel deals | Mostly accredited investors | Few limits, less disclosure |
| Public funds holding private stakes | Anyone | Usually small exposure |
U.S. rules as of 2026.
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