Building an Income Portfolio
An income portfolio aims to pay you steady cash while keeping up with inflation. Here is how dividend stocks, REITs, bonds and cash fit together, with 2026 yields for context.
The building blocks
| Holding | Income | Growth potential | Main risk |
|---|---|---|---|
| Dividend growth stocks | Low to moderate | Good | Stock market swings |
| High-yield stocks | Higher | Lower | Dividend cuts |
| REITs | Higher | Moderate | Interest rates |
| Treasury and high-quality bonds | Steady | Little | Rising rates, inflation |
| Cash and Treasury bills | Varies with Fed rates | None | Inflation |
General features.
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