Active vs. Passive

Active funds try to beat the market; passive funds try to match it cheaply. Here is how they compare on cost and results, and where each approach can make sense.

Two approaches

Passive (index)Active
GoalMatch an indexBeat an index
Typical yearly costOften under 0.1%Often 0.5% to 1% or more
TurnoverLowHigher
Tax efficiencyUsually highOften lower

General features; individual funds vary.

Unlock all of Investing School

The rest of this lesson, its chart examples and quiz are part of Investing School. Start free with Stock Market Fundamentals and the first lesson in every category.